If you jointly own your home with your partner/spouse, it may be owned by you both as either joint tenants or tenants in common. If the property is held by you as joint tenants, the property would pass to the surviving party automatically on a party's death.

If the property is owned by you both as tenants in common, upon the death of one of you, the property would pass in accordance with the Will of the deceased or, if there is no Will, in accordance with the rules of intestacy. In either case, we can arrange for the severing of a joint tenancy or a tenancy in common if the parties no longer wish to co-own. If so, we would also suggest that you consider making a Will. If you wish to make a Will, please contact us so that we can arrange an appointment on your behalf with one of our colleagues in the Private Client team, who will be pleased to assist.